CONservative government incompetence.

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CONservative government incompetence.

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Spiderman Horsham 06 Oct 22 8.51pm
Originally posted by cryrst I thought student loans and grants weren’t payable until you earned a certain salary after you have completed your education. Has that changed now ? My daughter did a 4 year course leading to a Masters degree. She left with over £60k debt. When she left the interest rate was 6%+. It is repayable when you start earning over £21k. This debt did not cover all her accommodation costs which had to be met by bank of mum and dad. My sons course fees were not covered fully by the student loan, so we had to make up the short fall of tuition and accommodation costs. If a student does not find employment or does not earn over £21k , the loan will never be repayed
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Spiderman

Horsham 06 Oct 22 8.51pm

Originally posted by cryrst

I thought student loans and grants weren’t payable until you earned a certain salary after you have completed your education. Has that changed now ?

My daughter did a 4 year course leading to a Masters degree. She left with over £60k debt. When she left the interest rate was 6%+. It is repayable when you start earning over £21k. This debt did not cover all her accommodation costs which had to be met by bank of mum and dad.
My sons course fees were not covered fully by the student loan, so we had to make up the short fall of tuition and accommodation costs.
If a student does not find employment or does not earn over £21k , the loan will never be repayed

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Spiderman Horsham 06 Oct 22 8.53pm
Originally posted by Badger11 Correct it is more of an impact in the future (I was venting) it saddles them with debt which impacts credit cards / loans / mortgages. However there is also student accommodation which impacts them now. I just think that universities have no interest in cost cutting and bleat that education would suffer. There is plenty of scope for cutting back for starters too many lecturers don't actually lecture or do the bare minimum as they are more interested in pursuing their personal research. I know this from a professor who is a friend. If the teachers actually put in a shift you wouldn't need as many. Then of course there are the mickey mouse courses and degrees which take 3 years and could be done in 2 if the faculty put their mind to it. Just like GPs they are a protected species. Edited by Badger11 (06 Oct 2022 7.54pm) Correct. An ex-boyfriend of my daughters was doing a creative writing degree. He only attended Uni fir at most, a couple of days a week (suited him as he was a lazy s***) but I may be biased but his course was still costing him £9k a year Edited by Spiderman (06 Oct 2022 8.54pm)
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Spiderman

Horsham 06 Oct 22 8.53pm

Originally posted by Badger11

Correct it is more of an impact in the future (I was venting) it saddles them with debt which impacts credit cards / loans / mortgages.

However there is also student accommodation which impacts them now. I just think that universities have no interest in cost cutting and bleat that education would suffer.

There is plenty of scope for cutting back for starters too many lecturers don't actually lecture or do the bare minimum as they are more interested in pursuing their personal research. I know this from a professor who is a friend.

If the teachers actually put in a shift you wouldn't need as many. Then of course there are the mickey mouse courses and degrees which take 3 years and could be done in 2 if the faculty put their mind to it.

Just like GPs they are a protected species.

Edited by Badger11 (06 Oct 2022 7.54pm)

Correct. An ex-boyfriend of my daughters was doing a creative writing degree. He only attended Uni fir at most, a couple of days a week (suited him as he was a lazy s***) but I may be biased but his course was still costing him £9k a year

Edited by Spiderman (06 Oct 2022 8.54pm)

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Spiderman Horsham 06 Oct 22 8.56pm
Originally posted by Badger11 Agreed but that is a government responsibility and should happen. Uni's are taking the proverbial when it comes to student fees. They could easily cut back on their own spending. Although student loans are now administered by a private company, Ibelieve
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Spiderman

Horsham 06 Oct 22 8.56pm

Originally posted by Badger11

Agreed but that is a government responsibility and should happen. Uni's are taking the proverbial when it comes to student fees. They could easily cut back on their own spending.

Although student loans are now administered by a private company, Ibelieve

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cryrst The garden of England 06 Oct 22 9.09pm
Originally posted by Badger11 Correct it is more of an impact in the future (I was venting) it saddles them with debt which impacts credit cards / loans / mortgages. However there is also student accommodation which impacts them now. I just think that universities have no interest in cost cutting and bleat that education would suffer. There is plenty of scope for cutting back for starters too many lecturers don't actually lecture or do the bare minimum as they are more interested in pursuing their personal research. I know this from a professor who is a friend. If the teachers actually put in a shift you wouldn't need as many. Then of course there are the mickey mouse courses and degrees which take 3 years and could be done in 2 if the faculty put their mind to it. Just like GPs they are a protected species. Edited by Badger11 (06 Oct 2022 7.54pm) From what I’ve read these debts are not allowed to be used against a credit rating. It does count as a figure of expenditure which is correct as should be declared for whatever it’s for; but not as a loan like a credit card, mortgage or HP etc.
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cryrst

The garden of England 06 Oct 22 9.09pm

Originally posted by Badger11

Correct it is more of an impact in the future (I was venting) it saddles them with debt which impacts credit cards / loans / mortgages.

However there is also student accommodation which impacts them now. I just think that universities have no interest in cost cutting and bleat that education would suffer.

Just like GPs they are a protected species.

Edited by Badger11 (06 Oct 2022 7.54pm)

From what I’ve read these debts are not allowed to be used against a credit rating. It does count as a figure of expenditure which is correct as should be declared for whatever it’s for; but not as a loan like a credit card, mortgage or HP etc.

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Stirlingsays 06 Oct 22 9.47pm
Originally posted by cryrst Yup I see that. Tax breaks for all is fair unless you’ve got dough which makes you the enemy. Nurses are being asked about striking over pay. Where has that come from. They agreed a decent rise two years ago and now want more because we are in a worldwide dip. Do they think private companies and employees arnt struggling ? While I'm not a Truss fan, I can see the sense of what she's trying to do....I just think it was completely the wrong time to do it. That kind of stuff needed to be implemented once you had a good four/five year run at it...Not in the middle of a term two years from an election. Mind you, perhaps she realises that it's going to be so bad economically anyway that going a bit mad in hunting for growth was the only light in a dark tunnel. I just sit here almost bemused at the sheer incompetence of our elites....managing decline and presenting it as success. I hate lying and BS so it all just makes me incredibly grumpy. Edited by Stirlingsays (06 Oct 2022 9.47pm) 'Who are you and how did you get in here? I'm a locksmith. And, I'm a locksmith.' (Leslie Nielsen)
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Stirlingsays

06 Oct 22 9.47pm

Originally posted by cryrst

Yup I see that. Tax breaks for all is fair unless you’ve got dough which makes you the enemy. Nurses are being asked about striking over pay. Where has that come from. They agreed a decent rise two years ago and now want more because we are in a worldwide dip. Do they think private companies and employees arnt struggling ?

While I'm not a Truss fan, I can see the sense of what she's trying to do....I just think it was completely the wrong time to do it.

That kind of stuff needed to be implemented once you had a good four/five year run at it...Not in the middle of a term two years from an election.

Mind you, perhaps she realises that it's going to be so bad economically anyway that going a bit mad in hunting for growth was the only light in a dark tunnel.

I just sit here almost bemused at the sheer incompetence of our elites....managing decline and presenting it as success.

I hate lying and BS so it all just makes me incredibly grumpy.

Edited by Stirlingsays (06 Oct 2022 9.47pm)

'Who are you and how did you get in here? I'm a locksmith. And, I'm a locksmith.' (Leslie Nielsen)

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Wisbech Eagle Truro Cornwall 06 Oct 22 10.34pm
Originally posted by Spiderman Although student loans are now administered by a private company, Ibelieve The Student Loan Company is, I believe, only notionally a private company. It is owned by the Dept of Education. For the avoidance of doubt any comments in response to a previous post are directed to its ideas and not at any, or all, posters personally.
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Wisbech Eagle

Truro Cornwall 06 Oct 22 10.34pm

Originally posted by Spiderman

Although student loans are now administered by a private company, Ibelieve

The Student Loan Company is, I believe, only notionally a private company. It is owned by the Dept of Education.

For the avoidance of doubt any comments in response to a previous post are directed to its ideas and not at any, or all, posters personally.

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The groover Danbury 07 Oct 22 12.20pm
The tories have gone from a bumbling idiot to the anti-christ in a dress. Its hard to fathom!
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The groover

Danbury 07 Oct 22 12.20pm

The tories have gone from a bumbling idiot to the anti-christ in a dress. Its hard to fathom!

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croydon proud Any european country i fancy! 07 Oct 22 2.48pm
Originally posted by The groover The tories have gone from a bumbling idiot to the anti-christ in a dress. Its hard to fathom! Perhaps to get the bumbling idiot back to the recue 3 months before the next election!
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croydon proud

Any european country i fancy! 07 Oct 22 2.48pm

Originally posted by The groover

The tories have gone from a bumbling idiot to the anti-christ in a dress. Its hard to fathom!

Perhaps to get the bumbling idiot back to the recue 3 months before the next election!

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steeleye20 Croydon 07 Oct 22 5.37pm
Nicola Sturgeon has accused Liz Truss of doing “real and lasting damage to the fabric of British society” after crashing the UK economy, sinking the pound and threatening the poorest with further austerity. And what for, a very average growth target that most economists view as wildly optimistic. In fact its turning out to be an anti-growth budget, the anti-growth coalition is her and Krazy Kwasi. Still I mean extinction rebellion is obviously behind it, or anybody who thinks she is plain daft.
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steeleye20

Croydon 07 Oct 22 5.37pm

Nicola Sturgeon has accused Liz Truss of doing “real and lasting damage to the fabric of British society” after crashing the UK economy, sinking the pound and threatening the poorest with further austerity.

And what for, a very average growth target that most economists view as wildly optimistic.

In fact its turning out to be an anti-growth budget, the anti-growth coalition is her and Krazy Kwasi.

Still I mean extinction rebellion is obviously behind it, or anybody who thinks she is plain daft.

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croydon proud Any european country i fancy! 07 Oct 22 6.06pm
Originally posted by steeleye20 Nicola Sturgeon has accused Liz Truss of doing “real and lasting damage to the fabric of British society” after crashing the UK economy, sinking the pound and threatening the poorest with further austerity. And what for, a very average growth target that most economists view as wildly optimistic. In fact its turning out to be an anti-growth budget, the anti-growth coalition is her and Krazy Kwasi. Still I mean extinction rebellion is obviously behind it, or anybody who thinks she is plain daft. And still no phone call from drop your nicks liz- the unelected pm, who does she think she is?
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croydon proud

Any european country i fancy! 07 Oct 22 6.06pm

Originally posted by steeleye20

And what for, a very average growth target that most economists view as wildly optimistic.

In fact its turning out to be an anti-growth budget, the anti-growth coalition is her and Krazy Kwasi.

Still I mean extinction rebellion is obviously behind it, or anybody who thinks she is plain daft.

And still no phone call from drop your nicks liz- the unelected pm, who does she think she is?

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croydon proud Any european country i fancy! 07 Oct 22 6.39pm
Another mincing CONservative mp . sacked from the CON government . after a complaint of serious misconduct at the CON party conference, why does this not shock anymore?
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croydon proud

Any european country i fancy! 07 Oct 22 6.39pm

Another mincing CONservative mp . sacked from the CON government . after a complaint of serious misconduct at the CON party conference, why does this not shock anymore?

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croydon proud Any european country i fancy! 07 Oct 22 6.47pm
The CONS have decided not to launch a public information campaign on reducing energy use after the prime minister"s office raised objections! There was a reasonably well developed plan to encourage household energy saving- but lizzy blocked it- presumably as there is no crisis - nothing to see here , not under my watch!Anybody hear the cheering from the lemmings when liz said in the hustings there will be no power cuts? Its a bit like giving high fives if someone says , you will eat every day this winter!
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croydon proud

Any european country i fancy! 07 Oct 22 6.47pm

The CONS have decided not to launch a public information campaign on reducing energy use after the prime minister"s office raised objections! There was a reasonably well developed plan to encourage household energy saving- but lizzy blocked it- presumably as there is no crisis - nothing to see here , not under my watch!Anybody hear the cheering from the lemmings when liz said in the hustings there will be no power cuts? Its a bit like giving high fives if someone says , you will eat every day this winter!

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