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Car accident - other driver won't admit liability.

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paperhat Flag croydon 17 May 17 11.39am Send a Private Message to paperhat Add paperhat as a friend

Originally posted by Michaelawt85

No independent witnesses . I had two children with me (even my 3 year old son) was asking her why she drove into us lol. Another driver came into the car park as she drove into me but where he was he saw sun total of sod all of what happened. He got out and came over and immediately was on her side about it. As I say he saw nothing of what actually happened so I can only make the assumption he was on her side as he was a fellow geriatric . He kept banging on and on that If she had hit me there would be paint from my car on hers which there wasn't. My car is red and hers was a dark grey.

what colour paint on what car is rubbish. Every collision is different. I've seen cars after a simple bump that have had thousands of £'s of damage to them, others that have had substantial collisions that have had hardly any financial damage.

As for going to court, i'm amazed that for such a small financial amount this has gone anywhere near a court hearing. it'll probably get settled there and then in minutes. there will be more in fees than settlement imho.

 


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Michaelawt85 Flag Bexley 17 May 17 11.48am Send a Private Message to Michaelawt85 Add Michaelawt85 as a friend

Originally posted by paperhat

what colour paint on what car is rubbish. Every collision is different. I've seen cars after a simple bump that have had thousands of £'s of damage to them, others that have had substantial collisions that have had hardly any financial damage.

As for going to court, i'm amazed that for such a small financial amount this has gone anywhere near a court hearing. it'll probably get settled there and then in minutes. there will be more in fees than settlement imho.

It's worth a fair bit of money all added up. My excess is £300 but when the body shop delivered my car back and I asked them the cost of the repair I was told it came to over £1000 , I had a courtesy car for a week and now there's legal costs on top of this. As I say my insurer were telling me to buy two new car seats and bill it to her and constantly mentioning whiplash and was I sure no one was injured. Will fight it out to get my money back as I have my husband complaining that I take the car out and now he's £300 out of pocket! Tit!

 


When I was a young girl my Mother said to me.. You listen here kid you're CPFC

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Ray in Houston Flag Houston 17 May 17 9.24pm Send a Private Message to Ray in Houston Add Ray in Houston as a friend

A few points here:

He said / she said's - without an independent witness - are almost always split by the insurance companies, because no one will prevail in court so all arguing over it does is rack up legal bills that make each party's claim worse.

Investing in a dash cam can give you an independent witness.

Backing into parking spaces is much, much safer than backing out of them. Think of it this way: there's no one behind you when you're backing in...

 


We don't do possession; we do defense and attack. Everything else is just wa**ing with a football.

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Qwijibo Flag Bournemouth 17 May 17 9.50pm Send a Private Message to Qwijibo Add Qwijibo as a friend

Old people are s***

 

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Michaelawt85 Flag Bexley 17 May 17 10.13pm Send a Private Message to Michaelawt85 Add Michaelawt85 as a friend

Originally posted by Ray in Houston

A few points here:

He said / she said's - without an independent witness - are almost always split by the insurance companies, because no one will prevail in court so all arguing over it does is rack up legal bills that make each party's claim worse.

Investing in a dash cam can give you an independent witness.

Backing into parking spaces is much, much safer than backing out of them. Think of it this way: there's no one behind you when you're backing in...

I will pass those sentiments on to her . I was driving having driven out of a space. She was cruising back without looking and seemingly deaf as a bloody post

 


When I was a young girl my Mother said to me.. You listen here kid you're CPFC

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Crystal_Clear Flag Belfast 19 May 17 1.35pm Send a Private Message to Crystal_Clear Add Crystal_Clear as a friend

Unfortunately, the legal wheels turn very slowly and probably on purpose so that the solicitors get maximum costs from any case.

I was in serious car accident last year, and now a year down the down line we are nowhere near getting anything resolved (for reference, we were also the innocent party).

As others said, without any evidence (ie. CCTV or a witness), the other party through their insurance company will deny liability.

I think there used to be a phrase "Knock for Knock", where no liability can definitively be attributed.

I hope it goes in your favour, but be prepared for a fight and in it for the long haul.

 

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Painter Flag Croydon 19 May 17 2.24pm Send a Private Message to Painter Add Painter as a friend

Originally posted by Michaelawt85

It's worth a fair bit of money all added up. My excess is £300 but when the body shop delivered my car back and I asked them the cost of the repair I was told it came to over £1000 , I had a courtesy car for a week and now there's legal costs on top of this. As I say my insurer were telling me to buy two new car seats and bill it to her and constantly mentioning whiplash and was I sure no one was injured. Will fight it out to get my money back as I have my husband complaining that I take the car out and now he's £300 out of pocket! Tit!

When it's settled, your insurance company will sell the details to ambulance chasers, who will plague you with calls about compensation you are due for injuries, even though you haven't any. I had over 60 calls fishing for details of my accident, I wasn't even in the car at the time.
I just told them to send me a cheque in the post, for some reason they hung up.

 

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kenbarr Flag Jackson Heights, Queens, New York ... 19 May 17 10.48pm Send a Private Message to kenbarr Holmesdale Online Elite Member Add kenbarr as a friend

I don't know much about UK auto insurance. Is it "no fault," which is really "all fault?"

When I lived in London in the early 1990s and had a UK license, I remember being taught to back into spaces in a car park by my instructor but I don't think the Highway Code mandates that. However, seeing as you were stopped you shouldn't be found liable for any damages but courts are funny that way. One thing that may have helped would have been to call the police so that they would write up an accident report. Where I live (New York) it is mandatory.

I wish you the best of luck. Having gone through this many years ago I know how exasperating it is.

 


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Cucking Funt Flag Clapham on the Back 20 May 17 2.44am Send a Private Message to Cucking Funt Add Cucking Funt as a friend

Originally posted by Painter

When it's settled, your insurance company will sell the details to ambulance chasers, who will plague you with calls about compensation you are due for injuries, even though you haven't any. I had over 60 calls fishing for details of my accident, I wasn't even in the car at the time.
I just told them to send me a cheque in the post, for some reason they hung up.

You dont even need to have an accident to get pestered by sundry pondlife.

 


Wife beating may be socially acceptable in Sheffield, but it is a different matter in Cheltenham

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PA Flag Bedfordshire 20 May 17 7.33am Send a Private Message to PA Add PA as a friend

My son had a similar scenario and it got sorted pretty quick once the Court summons was issued.

He pulled in to a car park space but immediately after he did so, the car in the next bay reversed out but swung round, scraping all down the near side of his car.

The other driver was very apologetic and sent loads of grovelling texts that night, but when she reported the accident to insurers, she said my son had driven in to her.

Once the summons got issued, her insurer didn't want to defend it because of the texts she had sent. And the area of damage to the cars. So they paid up in full without going to Court.

It's not really the insurers that are the problem here. It's drivers telling lies about what happened.

Edited by PA (20 May 2017 7.34am)

 

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HeathMan Flag Purley 20 May 17 10.14am Send a Private Message to HeathMan Holmesdale Online Elite Member Add HeathMan as a friend

You dont even need to have an accident to get pestered by sundry pondlife.

When you receive such calls - depending on your mood and time available - it is beneficial for the wider population to regard picking up their call as "the accident". Talking for a while about how inconvenient you find accidents will reduce their ability to annoy others.

 

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stuckinbristol Flag In the woodwork. 22 May 17 5.03pm Send a Private Message to stuckinbristol Add stuckinbristol as a friend

Originally posted by Crystal_Clear

Unfortunately, the legal wheels turn very slowly and probably on purpose so that the solicitors get maximum costs from any case.

I was in serious car accident last year, and now a year down the down line we are nowhere near getting anything resolved (for reference, we were also the innocent party).

As others said, without any evidence (ie. CCTV or a witness), the other party through their insurance company will deny liability.


I think there used to be a phrase "Knock for Knock", where no liability can definitively be attributed.

I hope it goes in your favour, but be prepared for a fight and in it for the long haul.


Mine was 26months ago, shut down most of Bristol on a Friday afternoon. I'm still waiting for it to be settled.
Coincidently just sent an email to my solicitor chasing this.

 

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