On a purely selfish note, I don't understand why everyone in their late 50s and early 60s isn't voting remain.

If we exit it will take a long time for share prices to recover following the hiatus. So anyone with a Defined Contribution pension pot will find it melting away even quicker than it has been - which has been disastrous. You simply would not want to draw down on a pension pot in the next few years in that scenario. Similarly any retired people living off investments rather than annuities.

I also don't understand why anyone wanting to change job would vote exit. The labour market is a nightmare at the moment, nothing is moving and that will carry on for quite a while following an exit.

Now, it could be that longer term we recover from the hiatus of an exit and come out the other side stronger. To me that is a decision for the younger people, it is a risk they will have to live with not us oldies.

Strange, then, that the proclivity to vote exit seems higher amongst the older generation and lower amongst the younger generation.

Alright Dan.... at what stage would you consider the country full?

In the 50's when I was born the UK population was about 50 Million.

It is now over 65 Million and growing at a faster rate than anytime in the last 60 years.

I have seen green fields disappear that once had crops growing and sheep/cattle grazing.

A trip from London to Bristol change from a largely rural journey to one of an urban nature.

More people arriving will mean more housing being built, along with all the associated infrastructure.

The UK will be a concrete jungle.

Good luck with that mate.

A load of my facebook friends are sharing a post from some bloke called Calvin Morris, the gist of which is

"if you don't have the time or inclination to look up all the facts, here is a list of people who are for remain

Governor of the Bank of England
Prime minister
etc.
etc.

(ie, lots of supposedly credible people)

and here is those for leave

Trump
Farage
the BNP
etc."

This sums up 'Remain' for me.

Personally, I think if you "don't have the time or inclination" to, er, MAKE UP YOUR OWN MIND you shouldn't be allowed a vote in the first place.

Calvin Morris or whoever he is is an ignorant moron if he thinks that being too lazy or stupid to have an informed opinion on a matter of political importance somehow makes him enlightened and clever.

Sums the entire referendum up for me.

Edited by Johnny Eagles (16 Jun 2016 10.32am)

Kinda agree but too be fair they're have been an overwhelming majority of people who Know What They Are Talking About backing remain over leave.

I fit in that profile.... I am not selfish and have already voted leave by post.

I realise my actions may cause short term stock market disruption and a fall in the value of the pound.

As an ex IFA I moved my investments including pension funds into safer havens ages ago because both outcomes and the campaign itself would result in a market correction - the FTSE this week has dipped below 6000 again.

I agree that the younger ones will be affected more, but don't agree with your conclusion that remain is the best option.

The economic argument is unproven either way, no one side can claim the higher ground with any certainty, but I believe Brexit will bring the economy down initially, but it will recover and prosper in time.

However, the main argument for me is immigration and the effect on infrastructure - especially housing.

I have no children, but a load of nieces and nephews most of whom would love to own their own houses. Fat chance of that happening with millions of immigrants piling in causing a shortage of supply and driving up house prices beyond their reach.

The environment will be badly affected too. All this new housing will have to be built eventually on green belt land - ruining prime agricultural fields for ever as it disappears under a blanket of concrete and tarmac.

As for jobs.... anyone with half a brain would conclude that stopping unfettered EU migration must be better for UK citizens having a chance to get a job at a decent wage rather than competing with millions of East Europeans prepared to work longer and for lower wages as it is better than what they would get in their own country?

You haven't mentioned Security and Sovereignty.... both of these would be better after Brexit short term and long term.

I am convinced that the biggest danger to younger people is to believe the lies Cameron is peddling and vote Remain next week.

Cameron will be toast whatever the result next week - he has shown himself up to be a crap negotiator, liar and u turner. Osborne is as bad.

Sadly for Labour, with Corbyn in charge they cannot benefit from this turmoil as no one trusts him on anything.

Edited by Hoof Hearted (16 Jun 2016 10.06am)

One of the more enjoyable parts of the referendum for me (other than BOAT WARS yesterday) has been the now general acceptance that experts in their field have no idea what they are talking about.

I honestly feel like I've been living in a sitcom for the last few weeks.