I'm looking at starting to invest in an investment trust, probably with some someone like Fidelity.

I am by no means an expert in the finance world, so was wondering if anyone on here has any recommendations. I'm not adverse to risk and I know the market isn't in the best place at the moment but figured that potentially I can get more for my money if the market does fall slightly given that I am not looking to make a quick buck, but a long term investment.

Haha oh right OK. I was looking at something like your Fidelity Multi Asset Growth Fund.

Why would you suggest steering clear? Does it make a difference if I was investing with the intention of not taking anything out for at least 15 years.

I've always wanted to know how to understand this kind of stuff but not really sure where to start.

Why would you limit yourself to Fidelity?

Hargreaves Lansdown would probably be cheaper and easier to get you access to loads more funds and equities.

You don't have to steer clear right now.

Look at CF Woodford Equity Income Fund

[Link]

The track record of the fund manager Neil Woodford is pretty good.

You can diversify your holdings at any time, or go into cash.

Have you used up your ISA allowance? If not no reason why you wouldn't access the funds you want via a stocks/shares ISA... again HL are good at this.

They will chuck a barrage of mail shots and emails at you however.

Optimistic as ever

Couple of things, you can invest in tons of non-Fidelity funds via Fidelity.

Also, why are you looking at funds? If it is to spread risk, I would also consider an ETF, which doesn't have the fees, but is of course not "managed".

The markets have just scrubbed I don't know what % off their value so now may actually be a good time to get in.

You get a lot for your money though.

Unbiased helpful advice for one. Go on their website and look at "5 shares for 2015"... this advice would have made you a 65% profit last year. They've published a 2016 update too. They publish helpful articles all the time.

Do Fidelity allow you to buy equities as well as funds?

If they do - what do they charge? HL's trades are £11.95 which is pretty cheap.

I'm an ex (retired) IFA and use HL's facilities now a lot for myself and close family's ISA/SIPP portfolios - because you get great research/information, reliable state of the art real time prices on the portfolios and all at a reasonable cost, plus loyalty bonuses for regular trading.

Seriously for the amateur trader you cannot beat their site in my opinion.